Getting Pre-Approved
Know before you go.
Mortgage Pre-Approval
What does it mean to get pre-approved? Learn more below including when and how to get pre-approved for your mortgage.
About Mortgage Pre-Approval
Should I get pre-approved for a mortgage?
Pre-approval is an important step in the home buying process. If you are ready to put in an offer for your dream home, getting pre-approved (as opposed to just getting pre-qualified) is a good idea.
Benefits of Getting Pre-Approved
Set Realistic Goals
Narrow down your search and know how much house you can actually afford.
Save Time
Found your dream home? Take the next step in your loan application sooner with a pre-approval.
Identify Potential Issues
Find out early if you need to address any barriers to getting a mortgage.
Gain Competitive Advantage
If a home gets multiple offers, the buyer with a pre-approval will generally be chosen.
Pre-Approval Requirements
- Good credit score of 620 or higher
- Proof of income such as pay stubs and W2s
- Proof of assets such as bank and investment statements
- Employment verification and other documentation
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I shopped around a bit for a broker, and was referred to John by a coworker. He was by far the most personable, professional, and proactive broker that I interacted with. He promised me that he was doing everything he could to protect my family's money and get us into a house that we love, and he did. The bottom line is he got us our desired results, he offered great advice, and he earned my trust and confidence. I would recommend his services to anyone looking for a knowledgeable and passionate mortgage broker.
Helping You Find Your Way Home.
Ready for a stress-free mortgage experience? Request rates or contact John today!
